**All interviews will be conducted remotely (online or by phone).
PayPal is an American multinational Fintech company revolutionizing commerce worldwide for more than 25 years. PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy, by creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure.
Join our growing team as we continue to expand our operations and strengthen our risk and underwriting capabilities.
What you will do in this role:
- Input, analyze, and interpret financial statements to assess the financial health of merchants.
- Review merchant and industry business models, credit reports, merchant processing history, background checks, and reference data.
- Conduct thorough merchant assessments, covering regulatory compliance (Federal & State), credit card rules, and legal considerations.
- Estimate financial exposures and determine appropriate risk mitigation strategies in line with internal policies.
- Communicate risk insights and recommendations clearly with internal stakeholders.
- Maintain detailed and accurate documentation of assessments, findings, and methodologies.
What skills are needed:
- 1+ years of experience in credit risk assessment, financial analysis or merchant underwriting.
- Merchant onboarding or ongoing due diligence experience would be considered as an advantage.
- Solid understanding of KYB, CIP, AML, and regulatory compliance across jurisdictions; able to assess and escalate potential financial crime risks.
- Collaborative team player with excellent interpersonal and communication skills.
- Fluent in English. Proficiency in an additional language (French, Dutch, German, Spanish or Italian) is an advantage.
- Proficient in MS Office, Salesforce, internet research, and database tools; SQL knowledge is beneficial but not mandatory.
- Bachelor’s degree (or equivalent experience) in finance, economics, law, or a related field.
What we offer:
- An attractive remuneration. Referral bonuses.
- Standard working hours Monday-Friday.
- Work in a premium Class A office space with all the amenities you need to thrive. Begin your role on-site, with the possibility of transitioning to a hybrid model after the probation period.
- 20 days of paid leave per year + 2 days off for volunteering.
- Full training provided.
- Additional health insurance and other social benefits. Exclusive discounts & offers.
- Digital food vouchers.
- Open-minded management team promoting innovation, and personal and professional development.
- Permanent employment; full-time.
